Loan Interest Calculator

Compare Simple vs. Compound interest visually. All calculations are performed instantly in strict dark mode.

Loan Details

Currency

Principal Amount

Interest Rate (%)

Duration (Years)

Compound Frequency

Adjust the values on the left and click Calculate to view results.

Simple Interest: Calculated only on the principal amount. Formula: P × r × t.
Compound Interest: Calculated on the principal plus accumulated interest. Formula: P(1 + r/n)^(nt).
Frequency: The more frequently interest is compounded (e.g., Monthly vs Yearly), the higher the total amount paid.